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Motor Vehicle Compensation Motor vehicles include cars, trucks busses, motorcycles, and even airplanes. Motor vehicles include trucks, cars, buses, motorcycles, and even airplanes. Two studies showed that interacting and claiming compensation for a motor vehicle crash while dealing with insurance companies was associated with higher levels of anxiety. Further research is required to understand the reason why this happens. Damages The value of your claim for damages resulting from an accident in your vehicle is contingent on the specific costs and losses you've suffered. An attorney who specializes in personal injury will assist you in determining the an appropriate amount of compensation for your particular circumstances. Damages are usually classified as “special” or “general.” Special damages are the ones that can be calculated, like car repair or medical bills. General damages are more difficult to estimate and may include non-economic aspects such as pain and suffering. If your injuries are serious enough to qualify under New York law as a serious injury, you could be entitled to compensation that is above and beyond what an insurance provider will provide. If you have an ongoing disability that substantially impacts your life quality, you may be entitled to compensation for loss of consortium as well as other non-economic damages. You may be able to claim reimbursement for the costs of public transportation, taxis or ridesharing if you could not drive following your accident. You can also claim expenses to maintain your yard or home if you are unable to maintain it because of your injuries. You could be able to recover the loss in resale for your damaged vehicle. In certain circumstances the at-fault party might be ordered to pay punitive damages when there is evidence that the defendant deliberately caused the accident. These damages are intended to punish the guilty party for recklessness or recklessness that was beyond their control. Medical bills The victims of motor vehicle accidents often experience expensive medical bills caused by their injuries. Some car insurance policies include medical payment coverage, also known as med-pay, that can help with these costs. In most cases this coverage is provided regardless of who is at fault for the crash. It is crucial to remember that medical coverage isn't meant to be a replacement for health insurance. In fact, the victim should always file a claim using his or her own health insurance before making a claim with the at-fault driver's car insurance company. It is also possible to claim compensation for expenses like transportation costs to and from medical appointments. However, the person seeking compensation must be diligent about tracking and keeping receipts for mileage expenses in order to ensure they receive fair compensation. The No-Fault insurance may also provide compensation for the loss of wages, if they cannot work due to injuries. However, the maximum amount that is able to be claimed is $2,000 per month for no more than three years. The No-Fault carrier may also be required to offset this amount with any Disability, Workers' Compensation or Social Security benefits the injured person is receiving. Despite the financial assistance that may be available, it can take months, and sometimes years, for a fair settlement to be reached. In the meantime medical debt collection companies might be calling, and unpaid bills can result in serious damage to a victim's credit score. To avoid this, people should establish a lawyer-client relationship with a law firm which handles auto accidents. Loss of wages A car crash can leave you in a state of financial hardship. If you're unable to work, medical bills or credit card debts and loan payments can mount up. Losing income can also cause stress for your family. You can claim lost wages from your car accident lawyer. You'll need proof that you've lost your wages. This includes proof of your salary, your hourly wage, and the number days missed because of injury. motor vehicle accident attorney warren can include an official letter from your employer or pay stubs as well as bank statements, tax returns, and much more. It is more difficult if you are a self-employed person or work on commission. An experienced attorney for car accidents will help you gather all the evidence necessary to prove your claim. You can only recover your lost wages as part of a car accident claim. You are not able to recover them from disability or worker's comp insurance, since this could be considered as a double recovery. The insurance company that is no-fault will send you to a physician they hire to examine you and determine whether, in the physician's opinion, your injuries are preventing you from working. This is referred to as an independent medical examination (IME) and it is important to keep in mind that the doctor who performs your IME will be biased towards the insurance company. Pain and suffering As opposed to medical bills or lost wages, it's hard to quantify the pain and suffering that result from a vehicle accident. It is often more severe than physical injuries, since the impact of a crash could result in emotional problems like PTSD. For instance people suffering from PTSD might be suffering from anxiety and insomnia which could prevent them from getting restful sleep or in a position to not drive due to fear of a collision or being hit again. An attorney can help determine the total value of your non-economic damages and work with a jury to determine the amount to be awarded for your suffering and pain. This amount can also be affected by the severity of your injuries and how they affect your daily life. It may be worthwhile to keep a journal or ask family members or friends to write a statement. Certain states limit the amount of compensation for suffering and pain. New York does not have a cap, however, victims are only able to bring a lawsuit and request damages for serious injuries. A Manhattan lawyer for car accidents can assist you in determining the real cost of your injuries and show that you have the right to a fair amount of compensation.